Welcome to Pockit!
Want to know how we look after your data? Take a look at our Privacy Policy.
1. Your details
2. Keeping you safe
3. Address
4. Mobile number
5. How do we communicate with you?
- Your basic details - First and Last name, Email address and your Mobile number.
- A UK address where we can post your new Pockit card too.
- £0.99 - you can pay with your debit card or a text message.
We post your Pockit card to you within 2 days - all you pay is the postage.
Paying by Card - 99p
We accept the following cards for payment: Debit MasterCard, Maestro, MasterCard, Visa, Visa Debit and Visa Electron.
Paying by mobile phone (SMS) - £1.00
This is charged directly to your mobile phone bill or deducted from your balance if you have a prepaid phone.
You can have up to three extra cards with your main Pockit Account. Each card costs £0.99 and can either be linked your main account, or have a separate balance.
The option to get an additional card will be made available once you have signed up for a Pockit account and are fully verified.
We have made it easy for you to add money to your Pockit account and there are 3 ways for you to do this:
- Make a Bank Transfer using your account number and sort code
- Pay in cash at over 28,000 PayPoint locations throughout the UK
- Direct from your wages or benefits, paid onto your card
| What's FREE | |
| Using your Pockit card | FREE |
| Receiving a bank transfer | FREE |
| What's 99p | |
| PayPoint Loads | 99p |
| UK ATM Withdrawals | 99p |
| Pay a bill with direct debit | 99p |
| Other charges | |
| International ATM Fee | £2.25 |
| Foreign Exchange Fee | 4.00% |
You can use your Pockit card to pay online, on the high street, in restaurants, and to get cash from any ATM. You can use your Pockit Prepaid MasterCard® wherever you see the trusted MasterCard® Acceptance Mark, anywhere in the World.
You can also use your Pockit card to make purchases using Paypal or Ebay.
You should receive your card in the post within 2 working days after we open your account.
If you are approved for a Pockit Basic Account you will need to verify your identity before you are issued a card. We require you to upload photo ID and a selfie on the app to verify your Identity. If you have no Photo ID please send us an email to [email protected] and we can help you.
A Pockit Full Account is issued to customers whose identity and address can be automatically verified when signing up.
| Full Account Limits | |
| Maximum account balance | £30,000 |
| Maximum daily account deposit | £1,500 |
| Maximum monthly account deposit | £5,000 |
| Maximum daily UK transfer | £2,500 |
| Maximum daily Int'l transfer | £2,500 |
| Maximum daily withdrawal | £250 |
The majority of customers who sign up to Pockit are given a Pockit Full Account.
We DO NOT carry out a credit check against you.
We only do a soft check to confirm your identity. This will show on your credit file but will not affect your credit rating.
You can find more information in our full FAQs or simply send us an email at [email protected] and one of our team will be happy to answer your questions.
